ADVANTAGES OF INVESTING IN MUTUAL FUNDS

*Affordable

Mutual Funds have a low capital Requirement. Initial investment starts

At 1000 pesos and additional Investment starts at 20 pesos.

*Convenience

All the investors have to do is to invest regularly no need for the investors to time the market and watch prices every now and then.

Liquidity

Mutual Fund investors can redeem their investments within 5-7 banking

days after a redemption notice is requested.

Professional Management

Mutual funds are actively managed by a professional who constantly monitors the fund’s portfolio. In addition, the manager can devote more time in selecting investments than a retail investor would.

Safety

Mutual funds are highly Regulated by the Securities and Exhange

Commission under the Investment Company Act and its implementing rules.Mutual Fund companies are regularly audited by an Independent

auditor. And the assets of the mutual fund are held by a third-party custodian bank.

Benefits of MBLIFE Most 18

MBLIFE Most 18 keeps a policyholder covered for 18 years, with a death benefit of 1 million pesos or over.

Death benefit.

As with any life insurance policy, the death benefit is an amount of money given to the family members that outlive the policyholder. The death benefit can be used for the final expenses and fees for the burial and memorial service for the deceased. This will prevent the family from going broke because of these final expenses. Grieving for a loved one is extremely hard. MBLIFE Most 18 aims to make it financially easier for the family by providing the monetary amount that can help with the needed expenses.

Savings.

You can also have your MBLIFE Most 18 policy include a savings benefit. If you have a difficult time trying to save money, having an MBLIFE Most 17 can help you. You can have a savings cash benefit included in your insurance policy.

Investment.

You do not have to be rich to be able to afford to invest in something worthwhile. If you have an investment, you will have financial security because you can be sure that it will make money for you in the long run. A good investment will be able to bring back the initial amount you spent on your investment and at the same time, you will be able to earn more with very little effort.

The Ultimate Kaiser Health Builder Plan is a healthcare plan that allows one to control his own health and provide for his own future.

Kaiser International Healthgroup, Inc. is an actuarially-sound, product-based business. It brings together the best features of an HMO, Health Savings Plan, and a financial investment.

An innovative program, the first of it's kind in the country;

Guarantees long-term care even after the age of sixty when the client has only himself to rely on;

Healthcare coverage, savings, emergency fund, and insurance rolled into one;

An accumulative, self-earning investment that comes with Return of Payment for non-utilization in the first seven (7) years of coverage;

A portable account! Even if you change or lose jobs, your plan and funds stay with you;

A four-way insurance coverage:

Term Life

Accidental death and dismemberment

Waiver of installment due to death

Waiver of installment due to permanent and total disability;

Outpatient benefits, annual physical examinations and dental coverage;

Coverage is for individuals but can be installed in companies as a health savings salary deduction program;

No exclusions from 8th year onward;

Flexible, Upgradeable within 30 days ;

Annual lifetime healthcare benefits from years 8 to 20 accumulate with interest in a "Health Savings Account"

"Health Savings Account" earn interest beyond 20 years.

Benefits can be used up to any age.

Payable in 7 years only with fixed rates for the entire paying period;

Issue age up to 60, but coverability extends after 60; and,

Reinstatement can be done within 2 years after lapsed policy.